Stephen Album Rare Coins
Stephen Album Rare Coins is a Santa Rosa, California, coin firm known for Islamic, Indian, Chinese and ancient coins, with three major auctions a year and monthly online sales. This page covers what it sells, how bidding works, and every buyer cost in its 2026 sales, with a direct link to its auction site.
- Founded
- 1976
- Based in
- Santa Rosa, California
- Buyer's fee
- 20%, min $20 per lot
- Pay within
- 14 days
Go to Stephen Album Rare Coins →How buying worksFees
About Stephen Album Rare Coins
Stephen Album started the business as a full-time coin dealer in 1976. The firm moved to a larger office in Santa Rosa, California, in 2010. Over time it added partners and widened its focus from Asian and Islamic coins to European and Latin American coins. It is a long-running specialist in coins of the Islamic world and India.
It holds three major auctions a year, in January, May and September, with smaller internet auctions about every month. Major sales run four days: the first two allow floor and online bidding in Santa Rosa, and the last two are online only. Lot viewing is by appointment. Bidding runs on its own site, sarc.auction, and through outside numismatic platforms.
What Stephen Album Rare Coins sells
How buying works at Stephen Album Rare Coins
- Make an accountRegister on sarc.auction before the sale. Late sign-ups can slow approval.
- Get approvedBidders without a track record give credit references or a deposit of at least 25% of their bids. Email the payments desk to raise a spending limit.
- BidBid in the room or online on days one and two, or online only on days three and four.
- Add the costsAdd 20% or $20 per lot, whichever is more, plus shipping, insurance, any California tax, and 4% if paying by card or PayPal.
- Pay and receivePay within 14 days. Lots ship after full payment arrives.
What it costs
These are the buyer charges for the 2026 Stephen Album auctions.
| What | Cost |
|---|---|
| Buyer's fee | 20% of the hammer price |
| Minimum buyer's fee | $20 per lot, so any lot at $100 or less pays $20 |
| Credit card, debit card or PayPal | 4% of the whole invoice, including fee, shipping and tax |
| Bank wire | $15 per wire |
| Zelle, Wise, check, cash in person | No surcharge listed |
| Late payment | 1% a month carrying charge after 14 days, plus collection costs |
| Shipping and insurance | Added at cost by value and destination; U.S. Postal Service is the usual carrier |
| International insurance | Included up to $20,000; above that is billed separately |
| Very large orders | Purchases over $50,000 ship in several parcels; single items over $50,000 need extra insurance |
| California sales tax | 10% on California deliveries under $2,000 without a resale card; coin lots over $2,000 including fee are exempt |
Worked example: a $500 hammer adds a $100 fee for $600. Paying by card adds 4%, making $624 before shipping and any tax. A $60 hammer pays the $20 minimum, so it costs $80.
Paying, pickup and storage
| When to pay | Within 14 calendar days of the auction. |
| Payment | Zelle, Wise, U.S. dollar check, wire, PayPal or card, and cash in person in several currencies. |
| Card on file | May be charged for the full total if payment is not made on time. |
| Shipping | Arranged after the sale and added to the invoice. Claims are due in writing within 30 days of payment. |
| New bidders | Credit references or a deposit of at least 25% of total bids for the session. |
| Deposit | Applied to purchases; the rest is refunded once funds clear. |
| Customs | Buyers outside the U.S. pay any duties. |
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UX Search is independent and is not affiliated with or endorsed by Stephen Album Rare Coins. Bidding, payment and delivery all happen on the house's own site under its own terms. Information checked October 22, 2026 from sarc.auction (2026 auction pages, terms and conditions, premiums and taxes, payment and shipping) and stevealbum.com (about page) and Numismatic News press release on Auction 54, January 2026; fees and rules can change, so confirm them on the sale page.