IAA
IAA (Insurance Auto Auctions) sells insurance, salvage and fleet vehicles in online auctions from its own branches, at iaai.com. This page covers what the public can buy, how bidding works, and the 2026 buyer fee, bid fee and service fee tables, plus deadlines and storage.
- Founded
- 1982
- Based in
- Westchester, Illinois
- Buyer's fee
- $25 up to 7.5%
- Service fee
- $105 per vehicle
Go to IAA →How buying worksFees
About IAA
Insurance Auto Auctions was founded in 1982 and is based in Westchester, Illinois. It traded on the New York Stock Exchange as IAA until March 2023, when Ritchie Bros. (now RB Global) bought it. It runs about 200 branches in the U.S., Canada and the U.K. Insurance companies supply most of its vehicles, along with rental firms, dealers, charities and government fleets.
Sales run on IAA's online platform, with live online bidding and proxy bids placed before the sale. Some lots offer Buy Now. Each lot sits at a physical branch, which sets its own pickup hours and storage rules. In 2026 IAA also holds government fleet vehicle sales.
What IAA sells
How buying works at IAA
- Make an accountRegister online and upload a government ID. Public accounts pay a $200 registration fee.
- Check who can bidEach lot lists who can bid. Public buyers can only bid where their state and the branch allow it. Otherwise use a broker or a business account.
- Add a depositYour buying limit is tied to the security deposit on file.
- BidPlace a proxy bid before the sale or bid live online. An internet bid fee applies to online wins.
- Add the costsAdd the buyer fee for the price band, the bid fee, the $105 service fee, the $15 environmental fee and the $20 title fee.
- Pay and collectPay within two business days and collect from the branch during its pickup hours.
What it costs
IAA's standard vehicle buyer fee depends on the sale price, under the schedule updated July 1, 2026.
| What | Cost |
|---|---|
| Buyer fee, $0 to $49.99 | $25 |
| Buyer fee, $50 to $99.99 | $45 |
| Buyer fee, $100 to $199.99 | $80 |
| Buyer fee, $200 to $299.99 | $130 |
| Buyer fee, $300 to $399.99 | $137 to $145 |
| Buyer fee, $400 to $499.99 | $175 to $185 |
| Buyer fee, $500 to $599.99 | $205 to $210 |
| Buyer fee, $600 to $999.99 | $240, $270, $295 or $320 in $100 steps |
| Buyer fee, $1,000 to $1,199.99 | $375 |
| Buyer fee, $1,200 to $1,499.99 | $395 to $430 |
| Buyer fee, $1,500 to $1,999.99 | $445 to $510 |
| Buyer fee, $2,000 to $2,499.99 | $535 to $570 |
| Buyer fee, $2,500 to $2,999.99 | $610 |
| Buyer fee, $3,000 to $3,999.99 | $655 to $705 |
| Buyer fee, $4,000 to $4,999.99 | $725 to $750 |
| Buyer fee, $5,000 to $5,999.99 | $775 to $800 |
| Buyer fee, $6,000 to $6,999.99 | $825 to $845 |
| Buyer fee, $7,000 to $7,999.99 | $880 to $900 |
| Buyer fee, $8,000 to $9,999.99 | $925 to $945 |
| Buyer fee, $10,000 to $14,999.99 | $1,000 |
| Buyer fee, $15,000 and up | 7.5% of the sale price |
| Internet bid fee, under $100 | Free |
| Internet bid fee, $100 to $499.99 | $40 proxy, $50 live |
| Internet bid fee, $500 to $999.99 | $55 proxy, $65 live |
| Internet bid fee, $1,000 to $1,499.99 | $75 proxy, $85 live |
| Internet bid fee, $1,500 to $1,999.99 | $85 proxy, $95 live |
| Internet bid fee, $2,000 to $3,999.99 | $100 proxy, $110 live |
| Internet bid fee, $4,000 to $5,999.99 | $110 proxy, $125 live |
| Internet bid fee, $6,000 to $7,999.99 | $125 proxy, $145 live |
| Internet bid fee, $8,000 and up | $140 proxy, $160 live |
| Service fee | $105 per vehicle from October 1, 2026, for imaging, pull-out and loading |
| Environmental fee | $15 per vehicle |
| Title handling or mailing | $20 per vehicle |
| Broker fee | $100 per vehicle when buying through a registered broker |
| Premium imagery | $10 on lots with a premium image set |
| In-branch payment fee | $20 when paying at a branch by cash, check or money order |
| Late payment fee | $50 or 2% of the sale price, whichever is more |
| Public registration | $200 |
A worked example: a car won with a $5,000 proxy bid costs $5,000 plus a $775 buyer fee, $110 bid fee, $105 service fee, $15 environmental fee and $20 title fee, for $6,025 before storage, tax and transport. Placed as a live bid, the bid fee is $125 and the total is $6,040.
Paying, pickup and storage
| Who can buy | Public buyers can bid only on lots and at branches open to the public in their state. Others need a business license or a broker. |
| Deposit | The buying limit is tied to the security deposit on file. The amount is set when you register. |
| When to pay | Within 2 business days counting the award day, by 5 p.m. branch time. Buyers outside the U.S. get 4 business days. |
| Late fee | $50 or 2% of the sale price, whichever is more. |
| Payment | Wire, PayPal, cards (up to $2,500 a day on public accounts, no American Express), cash up to $500 a day per branch, and cashier's checks or money orders in person. |
| Storage | Set by each branch. Orlando, for example, gives 4 free days counting the award day, then charges $50 a day. |
| Pickup | During branch hours after payment. Transport drivers must wear a high-visibility vest on site. |
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UX Search is independent and is not affiliated with or endorsed by IAA. Bidding, payment and delivery all happen on the house's own site under its own terms. Information checked October 22, 2026 from iaai.com and help.iaai.com (page titles only; the site blocked the fetch tool, so no workaround was used) and help.sca.auction IAA standard vehicle buyer fees, updated July 1, 2026 (full buyer and bid fee tables, service, environmental, mailing and broker fees) and carcheckervin.com IAA fee calculator (service fee date, title handling, premium imagery) and autohaulerexchange.com IAA Orlando branch page (payment deadline, late fee, storage) and auto4export.com IAA guide (registration fee, payment methods and limits) and vinfax.net IAA overview (history, branches, deposit); fees and rules can change, so confirm them on the sale page.